Policy Features
Medical Expenses: This covers hospitalisation expenses due to illness or accidental injury sustained by the insured whilst on a trip during the period of insurance. Includes emergency outpatient & inpatient medical expenses, medical expenses, medical aid and therapies.
Pre-Existing Illness: Medical Expenses incurred will be rendered in a life threatening medical condition.
Repatriation Of Remains: In an unfortunate event of death of the insured while abroad, the nominee is reimbursed the cost of transporting the remains of the insured back to the country.
Daily Allowance In Case Of Hospitalization: The customer will be paid a daily compensation in case hospitalization is for a period of more than 2 consecutive days.
Dental Treatment: This covers the Insured for expenses incurred on acute anaesthetic treatment of a natural tooth or teeth during a Trip abroad but not exceeding the Sum Insured for the coverage.
Total Loss Of Checked - In Baggage: This covers the compensation for permanent loss of checked-in baggage based on the market value of the contents as on the expected arrival date.
Loss of Passport: It covers expenses incurred in obtaining duplicate passport
Personal Liability: This cover indemnifies the insured against any bodily injury or property damage to third parties on account of an accident occurring whilst on a trip
Personal Accident: Compensation is provided abroad in case the insured meets with death or incurs total or partial permanent disability
Hijack Distress Compensation: Compensation at the rate per day will be payable incase the common carrier in which the insured is travelling as a passenger is held as captive by the hijackers.
Financial Emergency Assistance: We will provide an assistance service in case of emergency cash requirement, the assistance service provider co-ordinates with the insured person's relative back in country to provide emergency cash assistance.
Home Insurance - Structure & Content: In case the property is destroyed or damaged by any of the perils specified during the insurance, the compensation will be paid for the amount of damage or replace the property.
Home (Burglary): The company will pay for any loss or damage caused by either a burglary or an attempt to burglary for the contents insured.
Trip Cancellation & Interruption: Any financial loss incurred by the insured out of the cancellation of the trip arising out of earthquake,storm,flood terrorism and other mentioned perils , death of immediate family member, will be indemnified.
Missed Flight Connections: In case of failure of the insured to access the connecting flight, arising out of and consequent upon delayed arrival of the earlier flight, the company will pay a fixed amount. The time difference between the first flight arrival & next flight departure should be minimum 3 hours.
Trip Delay: If the departure of the insured gets delayed at the place of origin or intermediary port arising out of earthquake, floods & terrorism , specified sum will be paid.
Emergency Hotel Extension: If the departure of the Insured is delayed at the place of origin or at any intermediate port due to earthquake, flood & terrorism the additional expenses for lodging & boarding is paid.
Home (Burglary): The company will pay for any loss or damage caused by either a burglary or an attempt to burglary for the contents insured.
Compassionate Visit: If the insured is hospitalized beyond a period of 5 days, company will pay for the special assistance rendered to the Insured by any person of the family or near relatives. The cost of the economy class air ticket from and to the place of origin will also be reimbursed.
Additional Features
No sub limits
No medical check-up upto the age of 80 years
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