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Travel Insurance WorldWide Plan
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Insurance for travel around the world
The international travel insurance plans from ICICI Lombard have been crafted keeping in mind the medical needs of international travelers. The plans come with added benefits as well.
Single trip worldwide travel insurance has a number of advantages. As part of the Gold Plan, medical expenses of up to $250,000, including medical evacuation and repatriation, are covered. In case of the Platinum Plan, medical expenses of around $500,000 are covered. Under the Silver Plus Plan, expenses to the tune of $100,000 are covered.
There is a provision for daily allowances of $25 for a maximum of five days in case of hospitalization for the benefit of international travelers under the Gold and Platinum plans. A sum of $5 a day will be paid to travelers under the Silver Plus Plan for the same reason.
The company will pay $500 for the dental treatment of the insured under all the three plans. The personal accident cover is $15,000 as part of the Silver Plus Plan, $20,000 as part of the Gold Plan and $25,000 as part of the Platinum Plan.
Loss of check-in baggage covered
Since the total loss of checked-in baggage can be devastating for those traveling, the company gives the insured $500 under the Silver Plus Plan, and $1,000 under the Gold and Platinum plans in case of such an event. Similarly, a delay of at least 12 hours in delivery of checked-in baggage will prompt the insurer to pay $100 under the Silver Plus and Gold plans and $200 as part of the Platinum Plan to the passengers.
The loss of passports can be equally difficult for international travelers. The company gives them $250 under the plans.
Trip cancellations and interruptions are not always unavoidable. To reduce the trouble that travelers face, the company gives the travelers $1,500 under the Silver Plus Plan and $2,000 under the Gold and Platinum plans.
Missing a flight connection can be highly distressful. Therefore, the plans have provisions for the payment of $500 to troubled travelers. The insurance plans also allow financial emergency assistance of $1,500 under the Platinum Plan and $1,000 under the Silver Plus and Gold plans for insured travelers.
Worldwide travel insurance policies also have provisions for personal liability of $100,000 under the Silver Plus Plan and $200,000 under the Gold and Platinum Plans.
Worldwide travel insurance coverage includes hijack distress, for which the allowance is $875. Emergency hotel extension ($4,000 under the Gold and Platinum plans, and $3,000 under the Silver Plus Plan) is also paid for by the insurer.
Compassionate visits
The company is required to pay the insured $5,000 as part of the Silver Plus Plan and $7,500 under the Gold and Platinum plans for compassionate visits. Burglary at the homes of the insured travelers while they are away on their trips will be compensated by the company, which will pay INR 100,000 to people going for the Silver Plus Plan, INR 200,000 for the Gold Plan and INR 300,000 for the Platinum Plan.
The premiums and the deductibles, which are extremely reasonable, make the plans all the more attractive. Pick the one that suits you and go traveling without any worries.
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Medical Expenses (Including Medical Evacuation)
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Daily Allowance in case of hospitalization
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Repatriation Of Remains
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Dental Treatment
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Personal Accident
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Total Loss Of Checked - In Baggage
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Delay of checked in baggage
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Passport Loss
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Trip Cancellation & Interruption
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Trip Delay
-
Missed flight connection
-
Financial Emergency Assistance
-
Personal Liability
-
Hijack Distress Allowance
-
Emergency Hotel Extension
-
Home- Burglary
-
Compassionate Visit
Policy Features
Medical Expenses: This covers hospitalisation expenses due to illness or accidental injury sustained by the insured whilst on a trip during the period of insurance. Includes emergency outpatient & inpatient medical expenses, medical expenses, medical aid and therapies.
Repatriation Of Remains: In an unfortunate event of death of the insured while abroad, the nominee is reimbursed the cost of transporting the remains of the insured back to the country.
Daily Allowance In Case Of Hospitalization: The customer will be paid a daily compensation in case hospitalization is for a period of more than 2 consecutive days.
Dental Treatment: This covers the Insured for expenses incurred on acute anaesthetic treatment of a natural tooth or teeth during a Trip abroad but not exceeding the Sum Insured for the coverage.
Total Loss Of Checked - In Baggage: This covers the compensation for permanent loss of checked-in baggage based on the market value of the contents as on the expected arrival date.
Loss of Passport: It covers expenses incurred in obtaining duplicate passport
Personal Liability: This cover indemnifies the insured against any bodily injury or property damage to third parties on account of an accident occurring whilst on a trip
Personal Accident: Compensation is provided abroad in case the insured meets with death or incurs total or partial permanent disability
Hijack Distress Compensation: Compensation at the rate per day will be payable incase the common carrier in which the insured is travelling as a passenger is held as captive by the hijackers.
Financial Emergency Assistance: We will provide an assistance service in case of emergency cash requirement, the assistance service provider co-ordinates with the insured person's relative back in country to provide emergency cash assistance.
Home Insurance - Structure & Content: In case the property is destroyed or damaged by any of the perils specified during the insurance, the compensation will be paid for the amount of damage or replace the property.
Home (Burglary): The company will pay for any loss or damage caused by either a burglary or an attempt to burglary for the contents insured.
Trip Cancellation & Interruption: Any financial loss incurred by the insured out of the cancellation of the trip arising out of earthquake,storm,flood terrorism and other mentioned perils , death of immediate family member, will be indemnified.
Missed Flight Connections: In case of failure of the insured to access the connecting flight, arising out of and consequent upon delayed arrival of the earlier flight, the company will pay a fixed amount. The time difference between the first flight arrival & next flight departure should be minimum 3 hours.
Trip Delay: If the departure of the insured gets delayed at the place of origin or intermediary port arising out of earthquake, floods & terrorism , specified sum will be paid.
Emergency Hotel Extension: If the departure of the Insured is delayed at the place of origin or at any intermediate port due to earthquake, flood & terrorism the additional expenses for lodging & boarding is paid.
Home (Burglary): The company will pay for any loss or damage caused by either a burglary or an attempt to burglary for the contents insured.
Compassionate Visit: If the insured is hospitalized beyond a period of 5 days, company will pay for the special assistance rendered to the Insured by any person of the family or near relatives. The cost of the economy class air ticket from and to the place of origin will also be reimbursed.
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COVERAGES |
(Silver Plus-100k) |
(Gold -250k) |
(Platinum -500k) |
Deductible |
Medical Expenses (Including Medical Evacuation and Repatriation) |
USD 1,00,000 |
USD 250,000 |
USD 500,000 |
USD 100 |
Daily allowance in case of hospitalization |
USD 25 per day for max 5 days |
USD 25 per day for max 5 days |
USD 25 per day for max 5 days |
2 Days |
Dental Treatment |
USD 500 |
USD 500 |
USD 500 |
USD 100 |
Personal Accident |
USD 15,000 |
USD 20,000 |
USD 25,000 |
Nil |
Total Loss Of Checked - In Baggage |
USD 500 |
USD 1,000 |
USD 1,000 |
Nil |
Delay of checked-in baggage |
USD 100 |
USD 100 |
USD 200 |
12 Hours |
Passport Loss |
USD 250 |
USD 250 |
USD 250 |
Nil |
Trip cancellation and Interruption |
USD 1,500 |
USD 2,000 |
USD 2,000 |
USD 100 |
Trip Delay |
USD 200 |
USD 200 |
USD 200 |
8 Hours |
Missed flight connection |
USD 500 |
USD 500 |
USD 500 |
Nil |
Financial Emergency Assistance |
USD 1,000 |
USD 1,000 |
USD 1,500 |
Nil |
Home- Burglary |
INR 100,000 |
INR 2,00,000 |
INR 300,000 |
Nil |
Personal Liability |
USD 100,000 |
USD 200,000 |
USD 200,000 |
Nil |
Hijack Distress Allowance |
USD 875 |
USD 875 |
USD 875 |
Nil |
Emergency Hotel Extension |
USD 3,000 |
USD 4,000 |
USD 4,000 |
Nil |
Compassionate Visit |
USD 5,000 |
USD 7,500 |
USD 7,500 |
Nil |
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Any claim arising out of Pre existing medical condition / ailment whether declared or undeclared will not be covered
Requirement
The traveler is required to share the travel date details along with the date of birth, passport number.
Recommendation
It is mandatory for some Western countries to have a travel insurance when you are visiting their country.
Medical treatment being is very expensive overseas and can become a major financial problem in case of any emergency / accident.
For a small premium paid in Indian currency, payment of claim in foreign currency of the country in which a claim arises is reimbursed.
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When there is no defined age limit to travel across the globe, why should there be any when it comes to insurance.
A special plan designed for customers in the age band of 71 - 80 yrs will medical benefits along with other trip related coverages.
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Medical Expenses (Including Medical Evacuation)
-
Pre-Existing Illness
-
Daily Allowance in case of hospitalization
-
Repatriation Of Remains
-
Dental Treatment
-
Personal Accident
-
Total Loss Of Checked - In Baggage
-
Delay of checked in baggage
-
Passport Loss
-
Trip Cancellation & Interruption
-
Trip Delay
-
Missed flight connection
-
Financial Emergency Assistance
-
Personal Liability
-
Hijack Distress Allowance
-
Emergency Hotel Extension
-
Home- Burglary
-
Compassionate Visit
Policy Features
Medical Expenses: This covers hospitalisation expenses due to illness or accidental injury sustained by the insured whilst on a trip during the period of insurance. Includes emergency outpatient & inpatient medical expenses, medical expenses, medical aid and therapies.
Pre-Existing Illness: Medical Expenses incurred will be rendered in a life threatening medical condition.
Repatriation Of Remains: In an unfortunate event of death of the insured while abroad, the nominee is reimbursed the cost of transporting the remains of the insured back to the country.
Daily Allowance In Case Of Hospitalization: The customer will be paid a daily compensation in case hospitalization is for a period of more than 2 consecutive days.
Dental Treatment: This covers the Insured for expenses incurred on acute anaesthetic treatment of a natural tooth or teeth during a Trip abroad but not exceeding the Sum Insured for the coverage.
Total Loss Of Checked - In Baggage: This covers the compensation for permanent loss of checked-in baggage based on the market value of the contents as on the expected arrival date.
Loss of Passport: It covers expenses incurred in obtaining duplicate passport
Personal Liability: This cover indemnifies the insured against any bodily injury or property damage to third parties on account of an accident occurring whilst on a trip
Personal Accident: Compensation is provided abroad in case the insured meets with death or incurs total or partial permanent disability
Hijack Distress Compensation: Compensation at the rate per day will be payable incase the common carrier in which the insured is travelling as a passenger is held as captive by the hijackers.
Financial Emergency Assistance: We will provide an assistance service in case of emergency cash requirement, the assistance service provider co-ordinates with the insured person's relative back in country to provide emergency cash assistance.
Home Insurance - Structure & Content: In case the property is destroyed or damaged by any of the perils specified during the insurance, the compensation will be paid for the amount of damage or replace the property.
Home (Burglary): The company will pay for any loss or damage caused by either a burglary or an attempt to burglary for the contents insured.
Trip Cancellation & Interruption: Any financial loss incurred by the insured out of the cancellation of the trip arising out of earthquake,storm,flood terrorism and other mentioned perils , death of immediate family member, will be indemnified.
Missed Flight Connections: In case of failure of the insured to access the connecting flight, arising out of and consequent upon delayed arrival of the earlier flight, the company will pay a fixed amount. The time difference between the first flight arrival & next flight departure should be minimum 3 hours.
Trip Delay: If the departure of the insured gets delayed at the place of origin or intermediary port arising out of earthquake, floods & terrorism , specified sum will be paid.
Emergency Hotel Extension: If the departure of the Insured is delayed at the place of origin or at any intermediate port due to earthquake, flood & terrorism the additional expenses for lodging & boarding is paid.
Home (Burglary): The company will pay for any loss or damage caused by either a burglary or an attempt to burglary for the contents insured.
Compassionate Visit: If the insured is hospitalized beyond a period of 5 days, company will pay for the special assistance rendered to the Insured by any person of the family or near relatives. The cost of the economy class air ticket from and to the place of origin will also be reimbursed.
Additional Features
No sub limits
No medical check-up upto the age of 80 years
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Coverages |
Sum Insured |
Deductible |
Medical Expenses (Including Medical Evacuation and Repatriation) |
USD 50,000 |
USD 100 |
Daily allowance in case of hospitalization |
$ 25 for max 5 days |
2 Days |
Dental Treatment |
USD 500 |
USD 100 |
Personal Accident |
USD 15,000 |
Nil |
Total Loss Of Checked - In Baggage |
USD 500 |
Nil |
Delay of checked-in baggage |
USD 100 |
12 Hours |
Passport Loss |
USD 250 |
Nil |
Trip cancellation and Interruption |
USD 1,500 |
USD 100 |
Trip Delay |
USD 200 |
8 Hours |
Missed flight connection |
USD 500 |
Nil |
Financial Emergency Assistance |
USD 1,000 |
Nil |
Home- Burglary |
INR 100,000 |
Nil |
Personal Liability |
USD 100,000 |
Nil |
Hijack Distress Allowance |
USD 875 |
Nil |
Emergency Hotel Extension |
USD 3,000 |
Nil |
Compassionate Visit |
USD 5,000 |
Nil |
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Any claim arising out of Pre existing medical condition / ailment whether declared or undeclared will not be covered
Requirement
The traveler is required to share the travel date details along with the date of birth, passport number.
Recommendation
It is mandatory for some Western countries to have a travel insurance when you are visiting their country.
Medical treatment being is very expensive overseas and can become a major financial problem in case of any emergency / accident.
For a small premium paid in Indian currency, payment of claim in foreign currency of the country in which a claim arises is reimbursed.
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View Premium Table
Individual - Travel elite - single trip |
Silver |
Gold |
Platinum |
Coverages |
Benefits in US$ |
Benefits in US$ |
Benefits in US$ |
Medical expenses evacuation and repatriation |
2,00,000 |
2,00,000 |
2,00,000 |
Emergency dental pain relief included in (I) above |
2,00,000 |
2,00,000 |
2,00,000 |
Personal accident
Only 50% of the sum assured in respect of the death of the insured person below age of 18 years
|
2,00,000 |
2,00,000 |
2,00,000 |
Medical expenses evacuation and repatria |
2,00,000 |
2,00,000 |
2,00,000 |
Emergency dental pain relief included in (I) above |
2,00,000 |
2,00,000 |
2,00,000 |
Personal accident
br Only 50% of the sum assured in respect of the death of the insured person below age of 18 years
|
2,00,000 |
2,00,000 |
2,00,000 |
Product |
Student Elite |
Plan |
Standard(US$50000) |
Silver (US$ 1 lac) |
Gold (US$ 2 lac) |
Days Band |
Excluding |
Including |
Excluding |
Including |
Excluding |
Including |
1-30 |
609 |
1264 |
762 |
1590 |
960 |
2059 |
31-60 |
1056 |
2225 |
1344 |
2823 |
1908 |
4008 |
61-90 |
1642 |
3443 |
1919 |
3809 |
2777 |
5700 |
91-120 |
1934 |
3951 |
2348 |
4403 |
3374 |
6772 |
121-180 |
2455 |
5147 |
2833 |
5960 |
4076 |
8579 |
181-240 |
3185 |
6660 |
3443 |
7732 |
5226 |
11345 |
241-270 |
3669 |
7710 |
4267 |
8804 |
6152 |
12869 |
271-366 |
5485 |
10114 |
6399 |
11513 |
9143 |
16480 |
Check premium and book (calculate premium)
Things to note
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Our travel policy offers direct settlement for in-hospital medical expenses abroad (subject to policy terms and conditions and sub-limits).
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By paying premium in Indian Rupees you will get multiple plans to choose from & the sum insured offered is from 50,000 $ to 5 ,00,000 $.
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No medical check-up upto age of 80 yrs.
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Our travel policy offers direct settlement for in-hospital medical expenses abroad (subject to policy terms and conditions and sub-limits).
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This product is specially designed for Asian countries excluding Japan.
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Maximum trip duration under this plan is 30 days only.
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Our travel policy offers direct settlement for in-hospital medical expenses abroad (subject to policy terms and conditions and sub-limits).
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This insurance is specially designed for individuals who frequently travel abroad & it comes with 1 yr validity.
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Per trip duration should not exceed 45 days & maximum total limit is 180 days.
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Our travel policy offers direct settlement for in-hospital medical expenses abroad (subject to policy terms and conditions and sub-limits).
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Family product is specially designed for family (i.e. self & spouse - upto 60 years of age and 2 children - under the age of 21 years) for medical eventualities abroad and provides floater benefit to individual family members.
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For each additional adult between 21-60 yrs additional @ 40 % premium & for additional child (upto 21 yrs) 25% premium will be charged extra which will reflect in policy schedule.
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Our travel policy offers direct settlement for in-hospital medical expenses abroad (subject to policy terms and conditions and sub-limits).
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Our Insurance plans are accepted by most of the foreign universities.
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Pay 1/3 premium as compared to policies offered by Universities abroad.
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Anywhere across the world including USA and Canada2.
4days
Pax1+Pax2
Total premium - 1600
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